321-287-8263

Real Estate With a REBATE

Real Estate With a REBATEReal Estate With a REBATEReal Estate With a REBATE

Real Estate With a REBATE

Real Estate With a REBATEReal Estate With a REBATEReal Estate With a REBATE
  • Home
  • Tours by Builder
  • Rebate limitations
  • No Transaction Fees
  • Taylor Morrison Homes
  • MI Homes
  • Toll Brothers
  • Toll Brothers
  • Kolter Homes
  • Pulte
  • Dream Finders Homes
  • ICI Homes
  • GHO Homes
  • Lennar Homes
  • Mattamy Homes
  • DR Horton
  • Del Webb
  • Homes By WestBay
  • Neal Communities
  • David Weekley Homes
  • Jones Homes
  • EverBe
  • Center Lake Ranch
  • Two Rivers
  • Esplanade Communities
  • North River Ranch
  • Stone Creek
  • Mirada
  • Hills of Minneola
  • Star Farms Lakewood Ranch
  • Weslyn Park in Sunbridge
  • Isles at Lakewood Ranch
  • Windward Lakewood Ranch
  • Solera Lakewood Ranch
  • Lorraine Lakes
  • DelWebb Sunbridge
  • Del Webb Minneola
  • Cresswind Locations
  • Waterset
  • Regency Locations
  • Seaire Parrish
  • Newfield Palm City
  • Tradition
  • Wellen Park
  • Avenir
  • Moving to Florida
  • Orlando
  • New homes for sale
  • Florida New Construction
  • 55 Places in Florida
  • More
    • Home
    • Tours by Builder
    • Rebate limitations
    • No Transaction Fees
    • Taylor Morrison Homes
    • MI Homes
    • Toll Brothers
    • Toll Brothers
    • Kolter Homes
    • Pulte
    • Dream Finders Homes
    • ICI Homes
    • GHO Homes
    • Lennar Homes
    • Mattamy Homes
    • DR Horton
    • Del Webb
    • Homes By WestBay
    • Neal Communities
    • David Weekley Homes
    • Jones Homes
    • EverBe
    • Center Lake Ranch
    • Two Rivers
    • Esplanade Communities
    • North River Ranch
    • Stone Creek
    • Mirada
    • Hills of Minneola
    • Star Farms Lakewood Ranch
    • Weslyn Park in Sunbridge
    • Isles at Lakewood Ranch
    • Windward Lakewood Ranch
    • Solera Lakewood Ranch
    • Lorraine Lakes
    • DelWebb Sunbridge
    • Del Webb Minneola
    • Cresswind Locations
    • Waterset
    • Regency Locations
    • Seaire Parrish
    • Newfield Palm City
    • Tradition
    • Wellen Park
    • Avenir
    • Moving to Florida
    • Orlando
    • New homes for sale
    • Florida New Construction
    • 55 Places in Florida

321-287-8263


  • Home
  • Tours by Builder
  • Rebate limitations
  • No Transaction Fees
  • Taylor Morrison Homes
  • MI Homes
  • Toll Brothers
  • Toll Brothers
  • Kolter Homes
  • Pulte
  • Dream Finders Homes
  • ICI Homes
  • GHO Homes
  • Lennar Homes
  • Mattamy Homes
  • DR Horton
  • Del Webb
  • Homes By WestBay
  • Neal Communities
  • David Weekley Homes
  • Jones Homes
  • EverBe
  • Center Lake Ranch
  • Two Rivers
  • Esplanade Communities
  • North River Ranch
  • Stone Creek
  • Mirada
  • Hills of Minneola
  • Star Farms Lakewood Ranch
  • Weslyn Park in Sunbridge
  • Isles at Lakewood Ranch
  • Windward Lakewood Ranch
  • Solera Lakewood Ranch
  • Lorraine Lakes
  • DelWebb Sunbridge
  • Del Webb Minneola
  • Cresswind Locations
  • Waterset
  • Regency Locations
  • Seaire Parrish
  • Newfield Palm City
  • Tradition
  • Wellen Park
  • Avenir
  • Moving to Florida
  • Orlando
  • New homes for sale
  • Florida New Construction
  • 55 Places in Florida
Today's home buyers do half of the work Realtors used to do

55 Places to live in Florida

Enjoy video tours of the most popular 55 Places to live in Florida. Each community is unique and special and I have incorporated at least one video per community. My YouTube channel (Real Estate With a REBATE) has the rest of the model tours. What I am known for is Real Estate With a REBATE

Get a 50% commission CREDIT.

Limitations

Today's home buyers do half of the work Realtors used to do in the past.

55 Places to Live in palm beach gardens | Esprit at Avenir

 Esprit at Avenir is a luxury 55-plus active adult community in Palm Beach Gardens by Kolter Homes, offering upscale new-construction homes and resort-style amenities designed for an active, low-maintenance Florida lifestyle. Residents enjoy a private clubhouse, fitness and social spaces, and a prime location near shopping, dining, beaches, golf. My buyers who work with me may also qualify for a buyer-agent commission rebate.

55 Places to live in Ocala | Del Webb Stone Creek

 Del Webb Stone Creek is a premier 55-plus active adult community in Ocala, developed by Del Webb and known for its resort-style amenities and vibrant lifestyle. This gated community features new-construction homes, multiple clubhouses, indoor and outdoor pools, fitness centers, golf, pickleball, and a full calendar of social activities, all set among rolling landscapes and natural beauty. Buyers who choose to work with me may also get a buyer-agent commision rebate at closing.

55 Places to live in port st lucie | esplanade at tradition

 Esplanade at Tradition is a luxury 55-plus active adult community in Port St. Lucie, often highlighted among the top 55 places to live in Florida. Built by Taylor Morrison, this resort-style neighborhood features new homes, a private clubhouse, fitness and wellness amenities, pools, pickleball, and a low-maintenance lifestyle close to shopping, dining, golf, and medical care. Buyers may also qualify for a buyer-agent commission rebate.

55 places to live in apollo Beach | Regency at waterset

 Regency at Waterset is a luxury 55-plus active adult community developed by Toll Brothers, offering upscale new-construction homes and resort-style amenities designed for an active, low-maintenance Florida lifestyle. Residents enjoy a private clubhouse, fitness and social spaces, and convenient access to shopping, dining, and coastal recreation. 

55 places to live in palm coast Florida | Reverie

 Reverie at Palm Coast is a luxury 55-plus active adult community in Palm Coast, developed by Toll Brothers and designed for upscale, low-maintenance Florida living. This resort-style neighborhood features new-construction homes, a private clubhouse, fitness and wellness amenities, and vibrant social spaces close to beaches, golf, and everyday conveniences. 

Get 50% of the Real Estate Commission credited to YOU

Get 50% of the Real Estate Commission credited to YOU

Get 50% of the Real Estate Commission credited to YOU

Get 50% of the Real Estate Commission credited to YOU

Get 50% of the Real Estate Commission credited to YOU

Get 50% of the Real Estate Commission credited to YOU

55 places to live in wesley chapel fl | esplanade wiregrass

 Esplanade at Wiregrass Ranch is a luxury 55 Plus community in Wesley Chapel by Taylor Morrison, offering upscale new-construction homes and resort-style amenities. Residents enjoy a private clubhouse, fitness and wellness facilities, pools, pickleball, and a prime location near shopping, dining, and major highways. 

55 places to live parrish florida | woodland Preserve

 Woodland Preserve by Kolter Homes is a boutique 55+ active adult community in Parrish, Florida, offering luxury new construction homes with modern designs and low-maintenance living. Residents enjoy resort-style amenities in a peaceful setting, with convenient access to Lakewood Ranch, Sarasota, and Gulf Coast beaches—making it one of the most desirable 55+ places to live in Florida. 

55 places to live lakewood ranch florida | cresswind

 Cresswind Lakewood Ranch by Kolter Homes is a gated 55+ active adult community offering new construction homes designed for low-maintenance, resort-style living. Residents enjoy modern floor plans, an active social atmosphere, and convenient access to Lakewood Ranch shopping, dining, healthcare, and the Sarasota-Bradenton lifestyle—making it a sought-after 55+ place to live in Florida. 

55 places to live palm beach garden | regency at avenir

 Regency at Avenir by Toll Brothers is a refined 55+ active adult community in Palm Beach Gardens offering new construction homes with thoughtful single-story layouts and low-maintenance living. The neighborhood is designed for an active lifestyle, with social spaces, wellness-focused amenities, and easy access to shopping, dining, and major roadways—making it an appealing choice among 55+ places to live in Florida. 

55 places to live in viera florida | Del webb viera

 

Del Webb Viera is a welcoming 55+ active adult community in Viera, Florida, featuring newly built homes with smart single-story designs and easy-care lifestyles. The community offers a variety of social and recreational amenities, outdoor spaces, and activities that keep residents engaged, all while being close to local shopping, dining, and healthcare—making it a popular choice for active adults in Florida.

Get 50% of the Real Estate Commission credited to YOU

Get 50% of the Real Estate Commission credited to YOU

Get 50% of the Real Estate Commission credited to YOU

Get 50% of the Real Estate Commission credited to YOU

Get 50% of the Real Estate Commission credited to YOU

Get 50% of the Real Estate Commission credited to YOU

55 places to live iin port st lucie | telaro at tradition

 Telaro at Tradition by Mattamy Homes is a relaxed, 55+ active adult community in Port St. Lucie, Florida, offering new homes with thoughtful, easy-living designs and low-maintenance yards. Residents enjoy a social, amenity-rich lifestyle with spaces for fitness, gatherings, and outdoor leisure, all within the vibrant Tradition area close to shops, restaurants, and everyday conveniences—making it a great option for active adults in Florida. 

55 places to live in minneola florida | del webb minneola

 Del Webb Minneola is a friendly 55+ active adult community in Minneola, Florida, featuring new homes with practical, single-story designs and low-maintenance living. The community offers a variety of social and recreational amenities, clubs and activities, and plenty of outdoor space, all while being close to local shopping, dining, and Lake-area attractions—making it a popular choice for active adults in Florida. 

55 places to live babcock ranch florida | regency

 Regency at Babcock Ranch by Toll Brothers is a thoughtfully planned 55+ active adult community offering new construction homes designed for comfortable, low-maintenance living. Residents enjoy an engaging lifestyle with access to wellness-focused amenities, social spaces, and scenic outdoor areas, all within the innovative Babcock Ranch setting—making it an appealing option among 55+ places to live in Florida. 

Limits on Real Estate commission Rebates in Florida

What is an I.P.C.

All interested parties must agree

Contribution limits

A Real Estate rebate, often referred to as a third party contribution or Interested Party Contribution (I.P.C.), can be a valuable resource for Florida Real Estate buyers. This rebate is applicable in transactions where a buyer agent rebate or commission rebate is involved, allowing buyers to benefit from contributions made by those with a financial interest in the transaction, such as a Florida realtor or builder-seller or mortgage company.

Contribution limits

All interested parties must agree

Contribution limits

I.P.C limits are based on the lower of the appraised or sale price. For example, if you are putting 9% down on a Conventional loan, the IPC limit is 3% from all parties involved. If you are putting down 10-25%, the limit increases to 6%, and for down payments above 25%, it rises to 9%, assuming the property appraises at the selling price. This is just one limit; there are others to consider.

All interested parties must agree

All interested parties must agree

All interested parties must agree

All interested parties must agree to The IPC. For example, there are a few builders that do not allow third-party contributions, which can impact the potential for a buyer agent rebate. One of those builders is GL Homes. Additionally, some builders restrict these contributions in certain divisions within their company; for instance, the Pulte Group in SW Florida does not allow IPC. 

Can I just give you cash

What IPC can be applied towards varies for VA. FHA & Conv. loans

All interested parties must agree

No, separate guidelines apply, as the federal, state, and mortgage companies each have their own regulations. A mortgage company at closing may require a buyer's signature acknowledging that they will not receive anything after closing.

Fannie Mae Guidlines

What IPC can be applied towards varies for VA. FHA & Conv. loans

What IPC can be applied towards varies for VA. FHA & Conv. loans

This link goes directly to the Fannie Mae article on IPC, which is essential for Florida real estate buyers agent looking to understand the implications of buyer agent rebate and commission rebate in their transactions, especially when considering new construction homes.

Fannie Mae LINK

What IPC can be applied towards varies for VA. FHA & Conv. loans

What IPC can be applied towards varies for VA. FHA & Conv. loans

What IPC can be applied towards varies for VA. FHA & Conv. loans

The IPC can be applied towards different expenses depending on the TYPE of mortgage, whether it’s FHA, Conv., or VA. Each of these mortgage types is unique. 

James Stelmack LLC REALTOR

James Stelmack LLC

Call 321-287-8263 CELL 

RealEstateWithaREBATE@gmail.com

Message Me on WhatsApp

2295 S. Hiawassee Road, 409 Orlando, FL, 32835

Send a note

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Cancel
Moving to Florida and looking for a Buyer's agent? Real Estate with a REBATE is what I do.

Empire Network Realty Inc.

Mery Fernandez Managing Broker Lic # BK3294643

Empirenetworkrealty@gmail.com

2295 S. Hiawassee Road, 409 Orlando, FL, 32835

407-440-3798 office

James Stelmack a Florida Realtor offers buyers a Real Estate commission credit on new construction

Copyright © 2025 Real Estate With a REBATE - All Rights Reserved.

Powered by

  • Rebate limitations

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

DeclineAccept